Charming Story-and-a-Half Home in the Heart of Downtown White Bear Lake. Discover timeless character and modern comfort in this beautifully maintained story-and-a-half home, ideally located in the heart of downtown White Bear Lake. Just a short walk from the scenic shores of White Bear Lake, this home offers the perfect blend of small-town charm and lakeside living. Matoska Park Boat Landing allows you access to the lake and landing with a permit. Step inside to find a warm and welcoming interior featuring hardwood floors, a cozy living space, and a thoughtfully designed layout with main-level bedrooms and a versatile upper-level retreat. Whether you're enjoying morning coffee or taking an evening stroll to the lake, restaurants, shops, and local parks, this location truly has it all. Perfect as a year-round residence or a weekend getaway, this home combines walkable convenience with the serenity of lakeside life. Don’t miss your chance to own a piece of one of Minnesota’s most beloved lake communities.